If you like what you see fill out the contact form at the bottom of this page!

Once you fill out the form one of our team members will be in contact to discuss your eligibility for our program including questions about your employment, income and current situation.

Our team member will then put you onto the relevant coach to guide you through the process.

As a new home buyer, you will need to know how much you can borrow – that’s where our licensed finance brokers come in.

Our brokers will call you to discuss your situation and start building a financial picture to find out which banks would be the most suitable for you and most likely to give you a loan that you can afford.

This is where brokers are worth their weight in gold – banks have their own guidelines and can’t vary.

Our brokers put your details to up to 20+ lenders to see which lender is the most likely to say yes to you as a customer:

• Self-employed
• Small business
• Guarantor loans

Our brokers are the experts in helping you through the banking maze – they work for you, not the banks!

You will be called by one of our coaches to talk to you about where you can buy for your borrowing capacity – including the house type and size that best fits your budget

You get to choose from our list of available properties all over greater Brisbane

So you choose

1. Where you want to live
2. How big do you need
3. Which builder suits you etc

Once we have helped you to choose a potential new home, it’s back to our brokers to find a bank that will give you the money required to buy your new home.

A common example from our customers would be a $400,000 new home.

Say you can borrow to buy a home for $400,000

You will need a 5% deposit = $20,000

Bank insurance = $11,000

Solicitors, valuers etc = $4,000

Therefore you will need a minimum of $34,000

To buy a $400,000 new home

1. We give you $15,000 from our commission negotiated with each builder
2. We help get the paperwork done to get you the First Home Owners Grant of $15,000

We get you a deposit to get the home of $30,000

You’re short $4,000

See section 6 – how we get this $4,000 shortfall

Your solicitors now supply a contract for the property you have chosen to our brokers.

Our brokers now zero in on a specific bank or lender to secure a loan for you.

The banks will generally do an “initial valuation” to make sure you’re paying the correct price.

The banks will take into account you now have a $30,000 deposit.

All being well you will be approved for a loan.

Now your solicitors ask you to sign the house and land contract and construction of your new home can commence.

During construction, we ask you to join our free webinars on “Responsible Lending”. In our webinars, we show you:

• How to start a budget
• How to save money
• How to create a surplus of cash; and
• How to pay off your loans quickly

We set you up with simple rules to make you become Financially Literate. During this time we show the banks you understand the impact of having a mortgage will have on your lifestyle.

If you’re really clever you can save the $4,000 shortfall  (see section 4).

If not we can show you several other ways to get your extra $4,000.

Construction normally takes 14 – 16 weeks in total.

From the moment you first made contact with the First Home Buyers Network Australia to moving in may take up to 6 months – so we all have time to get everything you need to get organised.

Checklist

First Home Buyers Network Australia gives a tick off checklist to make sure you remember to get into your new home

From moving out of your rental and cancelling power etc to getting everything organised to move into your brand new home.

It’s party time – everything is complete!

The banks have paid the builders – you are now a proud home owner!

Stay in touch

We want you to stay in touch with us to let us know how it’s all going for you.

We have an online community for you to chat on and to ask questions of other people who are on the same journey.